A program designed to assist beneficiaries in covering immediate expenses related to the passing of a loved one, such as:

• Funeral Expenses: Costs for funeral services, a casket, cremation, etc.
• Outstanding Debts: Payments for credit cards, loans, and other financial obligations.
• Final Medical Expenses: Medical and hospital bills incurred prior to the passing.

Helping to provide security for your family’s future.

At death, this program may provide a cash benefit that may be used to:
• pay off the mortgage,
• provide for your children’s education,
• deliver additional income for your spouse, or
• help with any other final needs.

This death benefit passes federal income tax-free to your
beneficiaries. Supplemental benefits and riders may extend your coverage to include illness and other disability benefits.